Frequently Asked Questions

  • What makes Thomas Prouse Agency different from other insurance agencies?

    We are an independent agency based in Tucson, Arizona, contracted with over 40 top-rated carriers. This allows us to provide customized insurance solutions for each client, rather than pushing a single product. Our focus is clarity, confidence, and peace of mind for your life, health, and business coverage.

  • How do I know which insurance is right for me?

    Every client’s needs are unique. We review your personal situation, goals, and budget to recommend the best combination of life insurance, health plans, or wealth strategies. Our goal is to ensure you are fully protected and confident in your coverage.

  • What types of life insurance do you offer?

    We offer whole life, term life, accidental death, mortgage protection, key employee, and final expense insurance — all designed to provide financial security for your loved ones.

  • How much life insurance do I need?

    The amount depends on your income, family needs, debts, and long-term goals. We work with you to calculate coverage that provides peace of mind without overpaying.

  • What health insurance options are available?

    We provide major medical, short-term, dental, vision, and association-based health plans to keep you and your family covered, as well as businesses.

  • Can you help if I’m currently uninsured or need short-term coverage?

    Yes! We can review short-term and temporary options to ensure you have protection while exploring long-term plans.

  • New List What is included in your wealth planning services?Item

    We offer annuities, Indexed Universal Life (IUL), and retirement strategies to help clients grow, protect, and manage their financial future.

  • Are annuities right for everyone?

    Annuities are ideal for those who want guaranteed income, tax-deferred growth, or long-term financial security. We help you determine if they fit your goals and timeline.

  • What is a key employee policy?

    A key employee policy protects your business financially in the event that a critical team member passes away or becomes disabled. It ensures continuity and stability for your business operations.

  • How do I get started?

    Simply contact us via phone, email, or our online form. We’ll schedule a personalized consultation to review your needs and create a plan that fits your life, family, and business.

  • How long does it take to get coverage?

    Timing varies depending on the product. Some health plans or life insurance policies can be issued in days, while certain policies may require underwriting that takes a few weeks. We guide you through every step to simplify the process.

  • Can you help me become a licensed agent?

    Yes! We provide support for individuals seeking insurance licensing and offer a world-class onboarding process for agents joining our team.